Debts to Pay
|
October
17, 2016
|
Credit Card
|
1,866.58
|
Student Loan D
|
2,823.75
|
Student Loan B
|
2,846.58
|
Student Loan F
|
2,998.40
|
Student Loan A
|
3,517.61
|
Student Loan C
|
4,495.04
|
Student Loan PX
|
7,903.00
|
Student Loan G
|
8,258.99
|
Student Loan E
|
8,320.70
|
Car Loan
|
12,610.50
|
Mortgage
|
51,829.41
|
Total
|
107,470.56
|
*Current chart shows adjustments for interest, pay downs, and pay offs.*
After a rough couple of months, we are finally getting back on track to paying down our debts! A few things have happened that made this possible. First, I got a small raise at work. It’s not much, but it does help! Next, I found a better option for health insurance for my husband (mine is covered by my job, so we are only out on my husband) which gave us about $200 more each month! Last, I started using and selling Plexus products. This has helped with our budget majorly!
I didn’t make the decision to use Plexus lightly. We talked it out, prayed over, and made it work with our budget before all the increases. What’s so cool is that I’ve only been using it for a month and have already made a little money from it! It has also helped me not spend so much money on junk food and fast food, so automatic savings right there! I’ll put my Plexus link at the bottom for anyone interested in checking it out!
This month, we paid $400 onto our credit card because of all the money we have saved and the increases we have had. We still use our credit card for groceries, so that’s why the difference shown above doesn’t reflect what we have paid off. Also, our card gives us points for every dollar spent and I traded in 5000 points for $50 account credit, so that’s a sweet little bonus!
I am beyond thrilled about seeing the numbers above decrease. It’s such a blessing that we are able to do this. My goal is that we would be debt free within the next 10 years. I think that this is reasonable, realistic, and totally doable!
--chloe.
http://shopmyplexus.com/chloerichards/
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