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Debts to Pay
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February
9, 2017
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|
|
|
|
|
|
|
|
|
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Credit Card
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1,338.04
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|
|
|
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Student Loan D
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2,855.43
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Student Loan B
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2,878.52
|
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Student Loan F
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2,998.40
|
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Student Loan A
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3,517.61
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Student Loan C
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4,495.04
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Student Loan PX
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7,925.70
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Student Loan G
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8,311.95
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Student Loan E
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8,320.70
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Car Loan
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11,908.54
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Mortgage
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51,464.52
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Total
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106,014.45
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Amount Paid Off Since Last Post: $264.48
*Current chart shows adjustments for interest, pay downs, and pay offs.*
Today I want to do things a little different. Real quick, here is how January went as far as paying down debts:
· We paid off a little over $200, which is not bad considering our income is about $600 less now that we aren’t renting out our home.
· Our spending was more than we would have liked, but not insane. Kind of a happy-medium. We had a couple of big purchases that we had to make for the kiddos.
· We traveled a little for work, so we automatically had to spend more than usual, but it was reimbursed, plus mileage.
· We have a pending sale on our house! I’m super excited about this and am praying that it goes through without any issue!
Now for what I really want to talk about. As I shared last month, I have a few New Year’s goals. One that I didn’t share in my last post was that I want to take more time for myself. I am a person that loves the company of others, but that company can also be exhausting, therefore I truly enjoy being alone. In the last year, I have neglected my mental health. I struggle with anxiety and depression and am often very empty. When you have a husband and two children who depend on you for various things, it’s kind of difficult to focus on you. So I decided that I would spend more time with just myself. I thought of things I could do that would benefit me. As I’ve mentioned before, I love crafts and art, and I’m a sucker for being organized. I bought a bullet journal and have been spending time daily, writing in it, drawing pictures, and making lists. It has come in handy in the month or so that I’ve been using it and it allows me to have “me” time. I highly recommend getting yourself a bullet journal if you are looking for a fun, leisurely project.
I am also trying to spend more time with my family. Not doing the typical “mom” chores, but watching movies or old TV series’ with my kids, playing with stickers with my 3 year-old, or teaching my 1 year-old how to high five and give kisses. My husband and I don’t have a lot of time alone, but I’m trying to be on my phone less when he’s around.
I want to be more intentional with my life and my family and our finances. It’s not easy, but I have found that taking time for myself has made a huge impact and I feel I am becoming a better wife, mom, and person. I am thankful for last year, but am incredibly ready for all this year has in store!
--chloe.
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