Reflection.

It has only been nine months since I started this blog. That doesn't seem like such a long time, but at the same time, it feels like a lifetime.

Nine months ago, my husband and I decided it was truly time to buckle down and get serious about paying off our debts. I don't know the exact amount that we have paid off, but it is somewhere in the $60,000 range. Divide that out over nine months and we have managed to pay off an average of $6600 a month. (Granted, selling our home did contribute to the major part of this.)

This is incredible. I never dreamed we would be at this point in our lives in such a short amount of time. The snowball effect truly does work!

Now, we are considering buying another home to move into, praying over job paths, and will be continuing our education in the fall (which will not require taking out student loans!). And we can start paying on our existing student loans next month if we so choose!

As I think about all this, I realize how blessed we are. I know that not everyone can make this kind of effort and see the fruits of it so quickly. It was hard. It took skill and restraint. It took failure. It took faith.

We are proof that God does not desire us to be burdened by debt. We know that He has us on this path for a reason and through all this, He will be glorified. I know that we absolutely could not have done this without His guidance and provision.

We still have a long way to go, but becoming debt free doesn't seem like such a pipe dream anymore. It's 100% attainable and is something that I would encourage others to do!

--chloe.